Ironport Capital Group, a small-business funding service in Logan, Utah, helps Smithfield, UT owners find equipment financing, credit lines and working capital. ZIP 84335 had 361 employer establishments in 2023, 84 of them in construction, but Smithfield covers only 8.2% of that ZIP's land, so the counts include a wide rural area.
| Distance | About 7 miles north of Logan, UT (straight line) |
|---|---|
| County | Cache County, UT |
| Employer sites with a ZIP 84335 address | 361 in 2023 (ZBP); the ZIP covers far more than the city |
| ZIP 84335 builders and trades | 84 builders in the ZIP, 84.5% of them under five staff |
Smithfield, UT businesses and ZIP 84335
All of Smithfield's land sits in ZCTA 84335, but the city covers only 8.2% of that ZIP's land (2020 Census relationship file). Figures for ZIP 84335 therefore describe Smithfield plus the farms and smaller places around it. With that label kept, the ZIP had 361 employer establishments in 2023, 2,901 employees and about $123 million in annual payroll, with 72.6% of establishments under five employees.
| Sector | Establishments | Share with fewer than five on payroll |
|---|---|---|
| Construction | 84 | 84.5% |
| Professional, scientific and technical services | 45 | 84.4% |
| Health care and social assistance | 41 | 63.4% |
| Retail trade | 37 | 59.5% |
| NAICS 56: admin, support, waste services | 23 | 60.9% |
| Manufacturing | 21 | 42.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Smithfield, Utah businesses in construction
Construction made up 84 of the ZIP's 361 employer establishments in 2023, and 84.5% of those had fewer than five employees. Small crews feel equipment costs and payment delays sharply: a trailer or a compact loader can be the largest purchase of the year, and progress payments can lag weeks behind payroll. See the contractor page, painting, flooring and drywall and equipment financing.
The Smithfield, UT business license step
Owners searching for a Smithfield Utah business license need the city's own license, which is separate from state registration and from any trade license. Partners sometimes ask for it, and the name on it should match the bank account and tax filings. The business license guide covers the matching-records checklist for any Cache County city.
A labeled example: one machine for a two-person crew
Illustration only, with invented figures that are not an offer. A two-person concrete crew near Smithfield prices a used compact track loader at $48,000 and puts $8,000 down. Financing the remaining $40,000 over 48 months at a rate of 9 percent a year gives a payment of about $995 a month and total interest of about $7,780, so the loader costs about $55,780 including the down payment.
The by-hand question is whether the machine earns that payment. If it saves the crew two rental days a month at a few hundred dollars each, or lets it take a job it would otherwise pass on, the payment is covered by work rather than by savings. The equipment payment calculator runs the same arithmetic on your own figures.
Working for themselves: Smithfield, UT's self-employed
The ACS estimates 7.8% (+/- 2.6) of Smithfield's employed residents were self-employed in 2020-2024, close to the Cache County estimate of 9.1% (+/- 0.8). Most of them, an estimated 5.7%, ran unincorporated businesses. Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, table B24080.
Smithfield, UT employers by size, from the ZIP counts
ZIP 84335 had 361 employer establishments in 2023: 262 under five employees, 39 with five to nine, 33 with 10 to 19, 18 with 20 to 49, four with 50 to 99 and four with 100 to 249 (ZBP; those classes add to 360 of the 361, because the table leaves the 250-and-up classes blank). Smithfield covers only 8.2% of the ZIP's land, so these counts reach well past city limits.
The ZIP's 2,901 employees drew $122,960,000 in payroll, about $42,400 each by our arithmetic. For a two-person crew bidding work from the ZIP's larger establishments, the question is less the job size than how long those customers take to pay.
From Smithfield, UT to a partner's answer
Call (435) 264-5410, or fill in the Ironport request online. Cache County numbers sit on the Logan, UT page; nearby towns are on the areas page.
Smithfield, UT sectors our partners fund
Funding partners consider businesses across most industries in Smithfield, UT, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
What to gather before you call
- The last three to six months of business bank statements
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
From first call to a partner's decision
- You call (435) 264-5410 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
From Smithfield, UT, the whole request can run by phone and online.