Ironport Capital Group, a small-business funding service in Logan, Utah, helps Wellsville, UT owners find equipment financing, lines of credit and working capital. ZIP 84339 had 140 employer establishments in 2023, and 77.9% had fewer than five employees, the highest small-firm share among the six town pages on this site.
| Distance | About 10 miles southwest of Logan, UT (straight line) |
|---|---|
| County | Cache County, UT |
| Employer sites with a ZIP 84339 address | 140 employer sites (ZBP, 2023) |
| Under 5 employees | 77.9% of employer sites in ZIP 84339 |
ZIP 84339 around Wellsville, UT
All of Wellsville lies in ZCTA 84339, but the city covers 11.7% of that ZIP's land (2020 Census relationship file), so ZIP counts include surrounding areas. ZIP 84339 had 140 employer establishments in 2023, 771 employees and about $36.0 million in annual payroll. 77.9% of establishments had fewer than five employees, against 62.5% for Cache County as a whole (CBP 2023).
| Sector | Establishments | Share with fewer than five on payroll |
|---|---|---|
| Construction | 35 | 74.3% |
| Professional, scientific and technical services | 17 | 88.2% |
| NAICS 56: admin, support, waste services | 14 | 85.7% |
| Retail trade | 13 | 84.6% |
| Health care and social assistance | 12 | 58.3% |
| Transportation and warehousing | 10 | 60.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Very small employers in Wellsville, UT
A business with two or three people has little room for a slow month or a broken machine. That makes the match between need and product more important: a line of credit charges interest only on what is drawn, unlike a lump sum sitting idle, and equipment financing spreads a mower, trailer or van over its useful life.
Service crews in the Wellsville, UT ZIP
Administrative and support services, the sector that includes landscaping and janitorial firms, had 14 employer establishments in the ZIP, 85.7% of them under five employees. Both trades have their own pages: landscaping and lawn care and commercial cleaning.
A labeled example: drawing a line for one slow month
Illustration only, with invented figures. A three-person cleaning and yard crew in the Wellsville ZIP has a line of credit and draws $6,000 to cover wages in a month when two commercial clients pay late. At a rate of 12 percent a year, a month's interest on that draw is about $60. When the clients pay, the crew repays the $6,000 and the limit is available again.
The same $6,000 taken as a fixed loan would accrue interest on the full amount for the whole term, even after the clients paid, unless the agreement allows early payoff without cost. That is why repeat, uneven gaps can suit a line. Draw or upkeep fees on some lines belong in the comparison too; add them to the interest when comparing.
Wellsville, UT employers by headcount
Of ZIP 84339's 140 employer establishments in 2023, 109 had fewer than five employees, 13 had five to nine, 10 had 10 to 19 and seven had 20 to 49 (ZBP); larger classes are withheld. Wellsville covers 11.7% of the ZIP's land, so many of these addresses sit outside the city.
The ZIP's payroll was $36,047,000 for 771 employees, about $46,800 each by our arithmetic. With 109 of the 140 employers under five employees, this page sticks to single machines and slow months rather than large projects.
From Wellsville, UT to a partner's answer
Call (435) 264-5410, or fill in the Ironport request online. Cache County numbers sit on the Logan, UT page; other valley towns are listed on the Cache Valley areas page. This page uses no town-level survey estimates for Wellsville because the ACS figure carries a margin too wide to use.
Wellsville, UT businesses we help
Ironport Capital Group works with Wellsville, UT businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- A simple schedule of current business debt and monthly payments
- The equipment quote, contract or purchase order the funding is for
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- It starts with a call to (435) 264-5410 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
From Wellsville, UT, the whole request can run by phone and online.